Yup, nailed it. We will start missing a lot of paychecks by next week. That is when the fun wears off and people run out of money to buy stuff.If people start missing pay checks it will put a big hurt on applications. A lot of people in my area will start missing pay checks starting this week. If it drags on very long I know it will hurt my business as Insurance is important to most but farther down the list than a lot of other things.